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Storage Tips

Storage Insurance

It is often assumed that self storage facilities will automatically provide insurance for the items being placed into storage. This is not the case at our facility. We can recommend insurance options to insure your belongings, but we don't require it. If you do not take out an individual storage policy, and are not covered by an existing policy you may have, you are storing at your own risk.

We recommend that you check your insurance options carefully to ensure you have the coverage that best fits what you're storing. In fact, your first step should be to contact your homeowner/renter insurance agent to see if the items placed in the self storage facility will be covered by your current policy. It may be that you are fully covered for items stored away from home or you may be able to pay an additional premium to get such coverage. If you do purchase your own insurance coverage, you should provide a copy of the policy at the office to keep on file.

Should you purchase insurance? Ask yourself these questions:

  • Are my items already covered under my current insurance policy? This would include valuables and sentimental items as well as household items.
  • Does the facility offer any type of coverage?
  • If an accident occurs and the facility is at fault, will your items be covered?
  • If a natural disaster occurs, will your items be covered?
  • Will the policy need to be updated each time an item is added or removed from storage? Be sure to keep a detailed list of what is in your self storage unit and its value.
  • Are the items being stored of high monetary or sentimental value? 
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